Why I Hate Banks
I'm not sure how to make this grumble not sound like whining, but here goes:
Bank of America, you suck. I took my last paycheck from my last job to your place to cash, 'cause it is drawn on YOUR bank.
Teller: Do you have an account with us, Mr BRB?
Me: No.
Teller: Where do you bank?
Me: I don't. Ms. CPB does the banking. (as if it's any of your business; I'm trying to be nice.)
Teller: We may have to charge you $5 to cash it; I won't be able to tell until I run it through the system. Have you worked for this employer long?
Me: It was a five-week contract. (I am still trying to be polite. I now give her my driver's license and put my right thumbprint on the face of the check, and endorse their precious check.)
Teller: (after running the check through the system) There will be a $5 charge to cash this check.
Me: No.
Teller: Do you want to pay the $5 to cash this?
Me: No, I said. Please return the check and my ID. This check is drawn on your bank payable to me, who is no longer a stranger. You have my dl# and my thumbprint and my endorsement. We have already used up $5 of your and my time. Goodbye.
Bank of America should be getting enough money out of my employer without gouging me another five bucks. People have called me naive, and I guess I am; but, damnit, banks suck.
I was all prepared to head to the MALL with a fist full of cash to get some needed personal items such as shoes and underwear. It may take months for me to face going to the MALL again. Damn banks! I went to Ms CPB's bank and threw the whole amount into her account.
I have other things to grumble about (never say whine), but I'll save them.
BRB is Write (and rightly brassed off)
I'm not sure how to make this grumble not sound like whining, but here goes:
Bank of America, you suck. I took my last paycheck from my last job to your place to cash, 'cause it is drawn on YOUR bank.
Teller: Do you have an account with us, Mr BRB?
Me: No.
Teller: Where do you bank?
Me: I don't. Ms. CPB does the banking. (as if it's any of your business; I'm trying to be nice.)
Teller: We may have to charge you $5 to cash it; I won't be able to tell until I run it through the system. Have you worked for this employer long?
Me: It was a five-week contract. (I am still trying to be polite. I now give her my driver's license and put my right thumbprint on the face of the check, and endorse their precious check.)
Teller: (after running the check through the system) There will be a $5 charge to cash this check.
Me: No.
Teller: Do you want to pay the $5 to cash this?
Me: No, I said. Please return the check and my ID. This check is drawn on your bank payable to me, who is no longer a stranger. You have my dl# and my thumbprint and my endorsement. We have already used up $5 of your and my time. Goodbye.
Bank of America should be getting enough money out of my employer without gouging me another five bucks. People have called me naive, and I guess I am; but, damnit, banks suck.
I was all prepared to head to the MALL with a fist full of cash to get some needed personal items such as shoes and underwear. It may take months for me to face going to the MALL again. Damn banks! I went to Ms CPB's bank and threw the whole amount into her account.
I have other things to grumble about (never say whine), but I'll save them.
BRB is Write (and rightly brassed off)
posted by brbiswrite at 10:03 AM
2 Comments:
I got the same runaround from them years ago, evidently they have not changed their tactics. I have avoided all dealings with them ever since, and recently cancelled a high-value credit card from a bank that was taken-over by BofA because I didn't want them to get any of my business.
Dirtcrashr,
I see from your site that you are from central Cal. When we first started out as a family we lived in San Jose for a year. BofA refused to give us a checking account because we had no banking record. They were mainly a Calif. bank then, late 60's. Now they have set up shop near us in Charlotte, NC. I will never set foot in their bank again.
I cannot be to harsh on banks 'cause Ms CPB has a good job with a bank here. Their HQ is in the upper midwest. I call them Bank Woebegone.
BRB
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